Loading...
Questions
Questions about Lalsar Apex Solutions
Plain answers to common questions across this division, followed by the questions for each of its services.
General questions
- Can a business improve its credit standing while preparing for an SME IPO?Credit clean-up and listing preparation share much of the same work. See what to run in parallel and what to sequence so neither slows the other.
- Which records should a promoter keep ready for a review, rating, listing or sale?One well-kept record set serves reviews, ratings, listings and sales. See the core files promoters should maintain and how to keep them current.
- What is the difference between a financial wellness review and a statutory audit?A statutory audit checks the accounts for outsiders under law, while a wellness review looks at your credit position for you. Learn how they differ.
- How do I explain a past stressed account to a new lender or investor?Explain past loan stress calmly and in order: cause, steps taken, resolution and what changed. A structure for talking to new lenders and investors.
Questions by service
Financial Wellness Report
12 questions
- What does a credit readiness review actually examine in my business?
- How do lenders read my bank statements when assessing my business?
- What does a lender learn from my debtor ageing report?
- Can inconsistent GST filings hurt my chances of getting a business loan?
- Should I clear small pending dues before a credit review?
Credit Rating Improvement
12 questions
- What does a credit rating actually measure about my business?
- How do I find out the current credit rating of my business?
- What does a rating rationale tell me about my weak points?
- Can a low credit rating make a lender refuse my application outright?
- Should I settle small overdue payments before my next rating review?
NPA Resolution & Settlements
12 questions
- What changes in my day-to-day banking after my account is classified as an NPA?
- Can I keep running my business after my loan account turns NPA?
- How do I tell the lender I cannot repay without making things worse?
- What does a demand notice from a lender require me to do?
- Should I tell my employees and suppliers that my account has become an NPA?
Debt Restructuring
12 questions
- What documents should I gather before asking for a loan restructuring?
- What is the difference between rescheduling and restructuring a loan?
- Should I restructure all my facilities or only the stressed one?
- Should I offer additional collateral to get a restructuring approved?
- What is the difference between restructuring and refinancing with another lender?
Mergers & Acquisitions
12 questions
SME IPO Readiness
12 questions
- What is the difference between an SME platform and the main board?
- What is a draft offer document and what does it disclose?
- What is a peer-reviewed auditor and does an SME IPO need one?
- How should I clean up financial statements before an IPO?
- How do I convert a private limited company into a public limited company?
Share a few details about your situation and our team will follow up.
Explore Lalsar Apex Solutions